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Copyright © 2019 PRIMELENDING 

In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.  PRIMELENDING A PLAINSCAPITAL COMPANY® and HOME LOANS MADE SIMPLESM are trademarks, service marks, or registered trademarks or service marks of PrimeLending, a Plains Capital Company. You may not use, display or reproduce them without the prior written consent of PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services. This website is not intended to offer loan services for properties in New York.

*A prequalification is not an approval of credit, and does not signify that underwriting requirements have been met. 

1.) Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the rating our customers give our loan officers. Our loan officers have received a 96% Customer Satisfaction Rating.

2.) According to Trippel Survey & Research in October 2016. www.trippelsurvey.com. 


(877) 875-7356


18111 Preston Rd #500

Dallas, TX 75252

NMLS #126585



What is a home appraisal?

An appraisal gives you and your lender an estimate of a home’s value. It helps make sure your offer, the purchase price, is in line with the home’s fair market value. To make an appraisal, the home is inspected and compared to similar homes in the area that have been sold within the last six to twelve months. While PrimeLending chooses who will conduct the appraisal, this is generally an expense paid for by the buyer.


Some of the things that are considered in the appraisal include:

Sale price of other area homes

Square footage of the home

# Bedrooms + bathrooms

Overall condition of the home

Quality of landscaping

Amenities like swimming pools

Unique features of the home

Size and condition of the land

Visual inspections (foundation, etc)

Finishing details (hardwoods, etc)

Quality of basement + attic

Surrounding neighborhood

If you're selling your home.

Once you have an offer to buy your home you can expect the buyer’s lender to send an appraiser to inspect the house. Before this happens, you need to make sure your home is ready.

Correct any maintenance or other issues related to health or safety. Make any obvious cosmetic repairs you’re aware of. Get rid of clutter and make sure it’s clean. Prepare a list of recent repairs or renovations for the appraiser, include the dates/costs of the repairs along with receipts. A home that looks cared for will can result in a better and higher appraisal.

Be sure to place pets out of the way while the appraiser is onsite and don't water the yard right before the appraiser arrives. The appraiser will need full access to your home, including the closets, attic and crawl space, etc.

Here are a few potential problem areas an appraiser will look for:

garage door opener

leaking pipes

water stains

cracks in foundation

outdated roof

wiring not up to code

It’s important to know the appraisal is not the same thing as your home inspection, which will occur after your sales contract is signed. The appraisal primarily documents obvious visual conditions, along with a cost and size comparison to other homes. You should receive your report within several days to a week or so.